Loan Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. IRA Distribution Before Age 59 1/2 Calculator This calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA. Minimum IRA Distribution Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA. Ratio Calculators Use these calculators to assess your company's liquidity, profitability and efficiency based on your financial statement data. Investment Needed to Achieve Goal Use this calculator to determine the investment needed to achieve your goal. Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you. Social Security Calculator Estimate your Social Security benefits using the Social Security Administration's Quick Calculator. Retirement Income Planner Use this calculator to evaluate your retirement income plan. Children's Education Savings Use this calculator to evaluate and determine if you need to make changes to your college savings plan. Buying vs. Leasing - Auto Use this calculator to determine if you should lease or buy your next vehicle. Pay Points on Mortgage This calculator helps to determine if reducing your mortgage interest rate by paying points is the best option.